Hobbies are an important part of life. They provide exercise, mental stimulation, and social interaction. Often, a hobby requires special types of equipment that can be expensive. If you rent your living quarters, these items are not covered under your landlord’s insurance policy, and you may be faced with expensive replacement costs if a fire, theft, or vandalism of your home occurs. At McBride Benefit Solutions in Florence, AL, we help our clients acquire renters insurance to cover their expensive hobby equipment.
What Hobby Equipment Will Renters Insurance Cover?
Hobbies vary in the types of equipment needed and how much the equipment costs. If you are a cyclist, your bike costs hundreds or even thousands of dollars. A photography buff can have equipment that easily reaches into thousands of dollars. If music is your hobby, replacing your instrument can cost thousands of dollars. The loss of these items can be a significant financial burden to replace.
What Types of Hazards Are Included in Renters Insurance Coverage?
The standard renters insurance policy will cover fire, theft, vandalism, and water damage that originates from inside the property. It does not cover flood damage that comes from an outside source. Your policy will even cover your hobby items if they are stolen from your car while it is parked on your rental property premises.
Contact McBride Benefit Solutions For Your Renters Insurance Policy
Our agents in Florence, AL, can answer your questions about renters insurance and how much coverage your hobby items may need. We offer a range of policies for home, auto, health, life, and business. Contact McBride Benefit Solutions today for a no-obligation quote on renters insurance to protect you from the costs of replacing your hobby equipment.
