McBride Benefit Solutions is your hometown insurance agency that serves Alabama residents. If you own a business, you may have questions about how to select the best policies to meet your needs. This page offers answers to some commonly asked questions.
Business insurance policies available through our agency are tailored to protect you and your interests from different problems that may affect your company. These include everything from theft and fire to injury, liability, and business interruption.
The terms “business” and “commercial” refer to the same variety of insurance policies and protections available for businesses. Although these words are used interchangeably, the type of coverage one business needs may differ significantly from another.
No “one-size-fits-all” single policy will meet the needs of every Alabama business. However, most companies throughout the region should consider coverage areas such as General Liability Insurance, Workers’ Compensation Insurance, Commercial Property Insurance, and Professional Liability Insurance.
Some businesses may also want to investigate Commercial Auto Insurance for their fleet and other vehicles used by their company and Cyber Insurance to protect them from damages and litigation caused by data breaches.
An Umbrella Insurance Policy offers additional protection beyond standard commercial liability policies, something helpful to have if you fear litigation or provide services in a litigious field or geographic region.
You may have liability exposure even if you do not operate out of a storefront or on commercial property. Contact us to discuss the best way to protect your interests.
Contact our Florence office today to learn about business insurance coverage that meets your needs.
