McBride Benefit Solutions aims for seniors in Florence, AL, to savor and enhance their Medicare coverage, hence maintaining their health as they age. This blog explains what Medicare parts do and the role of supplemental insurance.
Free Coverage Covers Hospital Stays
Upon reaching 65 years of age, the U.S. government provides you with free Medicare coverage, known as Part A. It requires signing up, but after that, it covers your hospital stays, hospice care, and skilled nursing facilities. In some cases, it extends to home health care as well.
Covering Day-to-Day Medical Care
Preventative care aids Alabamans in staying out of the hospital. However, you must choose and finance the Part B coverage that compensates for annual doctor visits, wellness programs, etc. When registering for Medicare, you decide if you wish to add this coverage—you cannot insert it at a later date.
Prescription Drug Coverage
Contrary to expectations, this coverage isn’t called Part C but rather Part D. It focuses on making medication more affordable. Similar to Part B, you need to select to add Part D when you register for Medicare—inclusion at a later date isn’t permitted.
Other Supplemental Coverage
As situations evolve, consider a supplemental insurance plan if you didn’t have the means to shoulder the high premiums for government coverage of Parts B and D when you registered for Medicare. Medicare recipients have the option to purchase private insurance. Let McBride Benefit Solutions help you discover an affordable alternative to Parts B and D, enabling you to relish high-quality medical care in Florence, AL, as you advance in years.
