The Importance Of Boat Insurance For International Sailing
Every boat owner dreams of sailing abroad at least once in their lifetime. However, one aspect that is often overlooked is the type of boat insurance needed for such an adventure. The team at McBride Benefit Solutions in Florence, AL, can assist you in securing the appropriate coverage for your voyage.
The Necessity Of Boat Insurance For International Travel
The United Nations Convention on the Law of the Sea grants all boats the right to navigate the waters outside their country’s domestic territory. However, without boat insurance, entering a foreign country’s port can be complicated and delay your international sailing voyage.
Before setting sail for international waters, all occupants must possess valid passports or visas. Additionally, the boat’s captain must have the proper boat insurance paperwork and personal identification. European countries, in particular, insist on proof of insurance for boats entering their waters. This makes docking at local marinas a much smoother process.
Providing Protection and Indemnity Coverage
Sailing abroad necessitates more comprehensive boat insurance coverage than what travelling in domestic waters typically requires. A key addition to your policy should be Protection and Indemnity Coverage. This type of coverage is beneficial as it covers bodily injury, property damage, and passenger liability.
Comprehensive liability coverage ensures you get back on the water swiftly following an unexpected insurance claim. This coverage is responsible for all damage and repair costs that may occur, such as damage caused by dragging your anchor, damage to the dock, or injuries sustained from an unforeseen accident. Failing to add Protection and Indemnity Coverage to your policy could leave you responsible for all associated costs.
Considering Overseas Sailing? Contact McBride Benefit Solutions in Florence, AL
If you’re contemplating sailing abroad, get in touch with McBride Benefit Solutions in Florence, AL, to learn more about the coverage needed for such an endeavor. Our staff can alleviate your concerns by crafting an international boat insurance policy allowing you to sail in foreign waters confidently. Schedule an appointment today to learn more.
